How To Make Sure Your Client's Stay In Their Home After A Divorce
How To Make Sure Your Client's Stay In Their Home After A Divorce
How To Make Sure Your Client's Stay In Their Home After A Divorce
The 3 Things Every Divorce Attorney Should Know About Their Client's Mortgage
The 3 Things Every Divorce Attorney Should Know About Their Client's Mortgage
The 3 Things Every Divorce Attorney Should Know About Their Client's Mortgage
Realtors Are Using This Checklist To Get Their Client's Mortgage Approved Quicker
Realtors Are Using This Checklist To Get Their Client's Mortgage Approved Quicker
Realtors Are Using This Checklist To Get Their Client's Mortgage Approved Quicker
Top 3 Mortgage Options Every Realtor Should Know For Their First Time Homebuyers
Top 3 Mortgage Options Every Realtor Should Know For Their First Time Homebuyers
Top 3 Mortgage Options Every Realtor Should Know For Their First Time Homebuyers
This Federal Law Is Helping Heirs Save Their Property By Doing This
This Federal Law Is Helping Heirs Save Their Property By Doing This
This Federal Law Is Helping Heirs Save Their Property By Doing This
How You Can Avoid Leaving Mortgage Debt Behind After You Die
How You Can Avoid Leaving Mortgage Debt Behind After You Die
How You Can Avoid Leaving Mortgage Debt Behind After You Die
Lower Your Capital Gains Tax On Your Property Sale
Lower Your Capital Gains Tax On Your Property Sale
Lower Your Capital Gains Tax On Your Property Sale
Save Money On Taxes With Your Mortgage
Every Financial Planner Should Be Prepared To Answer These Home Buying Questions
Every Financial Planner Should Be Prepared To Answer These Home Buying Questions
Every Financial Planner Should Be Prepared To Answer These Home Buying Questions
3 Ways Home Refinancing Can Help Extend Your Clients Retirement
3 Ways Home Refinancing Can Help Extend Your Clients Retirement
3 Ways Home Refinancing Can Help Extend Your Clients Retirement
3 Types Of Real Estate Investments That Create Cash Flow
3 Types Of Real Estate Investments That Create Cash Flow
3 Types Of Real Estate Investments That Create Cash Flow
How To Leverage Your Home Equity To Buy More Real Estate
How To Leverage Your Home Equity To Buy More Real Estate
How To Leverage Your Home Equity To Buy More Real Estate
How Much Can You Qualify For With A VA Loan?
76% Of Veterans Aren’t Taking Advantage Of This Huge Benefit
76% Of Veterans Aren’t Taking Advantage Of This Huge Benefit
76% Of Veterans Aren’t Taking Advantage Of This Huge Benefit
Self Employed Home Shoppers Need To Do This Before Applying For A Mortgage
Self Employed Home Shoppers Need To Do This Before Applying For A Mortgage
Self Employed Home Shoppers Need To Do This Before Applying For A Mortgage
The Quickest Way To Get Qualified For A Mortgage When You're Self-Employed
The Quickest Way To Get Qualified For A Mortgage When You're Self-Employed
The Quickest Way To Get Qualified For A Mortgage When You're Self-Employed
Make Sure You Know These 3 Things Before Getting A Home Equity Loan
Make Sure You Know These 3 Things Before Getting A Home Equity Loan
Make Sure You Know These 3 Things Before Getting A Home Equity Loan
How To Know When It's Time To Refinance Your Home
How To Know When It's Time To Refinance Your Home
How To Know When It's Time To Refinance Your Home
3 Ways To Manage Your Mortgage So You Don't Lose Your Home
3 Ways To Manage Your Mortgage So You Don't Lose Your Home
3 Ways To Manage Your Mortgage So You Don't Lose Your Home
Do This And You Could Pay Off Your Mortgage Faster
Do This And You Could Pay Off Your Mortgage Faster
Do This And You Could Pay Off Your Mortgage Faster
How To Prepare to Become a Homeowner If You're A Renter
How To Prepare to Become a Homeowner If You're A Renter
How To Prepare to Become a Homeowner If You're A Renter
Your Landlord Doesn't Want You To Know This Simple Homeownership Secret
Your Landlord Doesn't Want You To Know This Simple Homeownership Secret
Your Landlord Doesn't Want You To Know This Simple Homeownership Secret
The Top 3 Loan Programs Every First Time Homebuyer Needs to Know About
The Top 3 Loan Programs Every First Time Homebuyer Needs to Know About
The Top 3 Loan Programs Every First Time Homebuyer Needs to Know About
3 Questions First Time Homebuyers Wish They'd Asked Before Buying
3 Questions First Time Homebuyers Wish They'd Asked Before Buying
3 Questions First Time Homebuyers Wish They'd Asked Before Buying
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HI, I'M
Joseph Proia
Your First Time
Homebuyer Loan Expert!
Joseph Proia
(585) 305-3258
FEATURES & BENEFITS
Finally, The Home Of Your Dreams Is Within Reach!
Imagine a loan created specifically to help folks like you, with lower credit scores or smaller down payments, become proud homeowners. That's the FHA Loan! Insured by the Federal Housing Administration, it's an all-access pass to homeownership – and not just for first-timers, but for everyone!
Competitive Interest Rates
FHA loans can offer competitive interest rates, oftentimes on par or lower than conventional loans.
More Lenient Credit Requirements
Home buyers can potentially qualify for an FHA loan with as low as a 580 credit score.
Lower Down Payments
With an FHA loan, qualified home buyers can potentially purchase a home with as little as 3.5% down.
Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Guaranteed Rate for current rates. Restrictions apply.
HOW IT WORKS
Learn More About
FHA Loans!
Explore the advantages of FHA loans—your key to accessible and affordable homeownership! 🚀
Don’t Have A Large Down Payment Or Perfect Credit? Watch This
Understanding Maximum Loan Amounts & How They Affect Your Home Search
Who Qualifies For An FHA Loan & How Do They Work?
How To Apply For An FHA Loan
How To Get Started With A FHA Loan Today
Unlock the Secrets to Your VA Home Loan: Exclusive Veterans Webinar Inside! 🇺🇸🔑
Ready to navigate the VA Home Loan process like a pro? Our pre-recorded webinar is your ultimate guide. 🌟
*Plus, Get your free VA guide for your next loan!
Why you should attend
What you need to know to get started.
Step-by-step guide to getting approved.
How we make the VA Loan process smooth and easy.
Must-have resources for a successful application.
HOW IT WORKS
How much will your loan cost?
Enter your loan pricing needs below and we’ll calculate your estimated loan payment.
Your estimated monthly payment
This result is just an estimate. For a more detailed report Schedule a complimentary consultation today.
This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.
Your actual rate, payment and costs could be higher. Guaranteed Rate cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error-free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate. Guaranteed Rate, its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.
APPLICATION PROCESS
We Simplify The Process, So You Can Maximize Your Results.
FHA Loans can offer you more lenient credit requirements, competitive interest rates, and potentially lower down payments than conventional loans. To apply, you just need to follow four simple steps.
Find A FHA Lender
The first step in applying for an FHA loan is to find an FHA-approved lender like myself.
Provide Documentation
When you start the application process, you'll need to provide documentation of your income, employment history, and credit score.
Find A Home
You'll also need to provide information about the property you're looking to purchase, such as the purchase price and the address.
Estimate Break Down
If you're approved, you'll receive a loan estimate and you’ll be one step closer to finally buying the home of your dreams!
Receive Your Funding!
Sign your closing paperwork, pay your closing costs, and receive your funding!
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply.
SCHEDULE CONSULTATION
Ready to apply for your VA Home Loan?
QUESTIONS & ANSWERS
We’re Here To Find You The Answers You Need
Ready to apply for your home financing loan?
Ready to apply for your home loan?
Your path to ownership is just one click away! Schedule a complimentary consultation now so we can take a look at your specific needs and find the perfect home loan for you!
*This is not a commitment to lend. The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, and hazard insurance. The borrower must maintain the home. If the borrower does not meet these loan obligations, then the loan will need to be repaid. Otherwise, the loan must be repaid when the last borrower passes away or sells the home. Prices, guidelines and minimum requirements are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financing decision. This material has not been reviewed, approved or issued by HUD, FHA or any government agency. <COMPANY NAME> is not affiliated with or acting on behalf of or at the direction of HUD, FHA or any other government agency. To find a Reverse Mortgage counselor near you, search the HECM Counselor Roster at https://entp.hud.gov/idapp/html/hecm_ agency_look.cfm or call (800) 569-4287
Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees may be assessed and will be added to the loan balance. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. Although the loan is non-recourse, at the maturity of the loan, the lender will have a claim against your property and you or your heirs may need to sell the property in order to repay the loan or use other assets to repay the loan in order to retain the property. You should know that a reverse mortgage is a negative amortization loan which means that your mortgage balance will increase while your home equity decreases if you do not make principle and interest payments on your loan. This may make it more difficult to refinance the loan or to obtain cash upon the sale of the home. However, you will never owe more than the home is worth when the loan is repaid.
